Jones Financial Credit Services

FIX YOUR CREDIT. TAKE CONTROL OF YOUR FUTURE!

Your Credit, Your Future—Let’s Fix It Together!

Jones Financial Credit Services is your Partner in Building a Brighter Financial Future.

TAKE CONTROL OF YOUR CREDIT TODAY

Struggling with a low credit score? Jones Financial Credit Repair is here to help you restore, rebuild, and elevate your credit profile. Our expert team is dedicated to guiding you through the complexities of credit repair, ensuring you regain control over your financial future.

At Jones Financial Credit Repair, we help individuals and families rebuild their credit with confidence. Whether you're planning to buy a home, start a business, or gain financial stability—we’re here to guide you every step of the way.

GET STARTED TODAY

Jone's Financial

Credit Restoration

We assist in removing negative items such as collections, repossessions, late payments, and student loans from your credit report.

Credit Building

Our experts provide strategies to help you build a strong credit profile, ensuring long-term financial stability.

Personalized Guidance

We offer step-by-step assistance tailored to your unique credit situation, ensuring a customized approach to credit repair.

Everything You Need to Build Strong CreditCredit Report AnalysisDispute & Removal of ErrorsMonthly Credit MonitoringCredit Building Guidance

Get access to debt negotiation and tips to build business credit too!

OUR SERVICES

Our 4-Step Credit Repair Process

No Guesswork—Just a Simple, Proven Path

Free Credit Consultation

We begin with a no-obligation call to learn about your situation, goals, and pain points. Then we’ll pull your credit reports (with your permission) and walk through them with you — no jargon, no pressure.

Credit Report Audit & Strategy

We do a deep dive into your report, identifying outdated, inaccurate, or questionable items. Then we build a custom action plan tailored to your goals; whether it's removing negatives, increasing your score, or getting pre-approved for a mortgage.

Dispute Strategy Plan

We create a personalized plan and begin sending formal disputes to credit bureaus and creditors on your behalf.

Ongoing Monitoring & Updates

You’ll receive regular updates and support as we track progress, tackle stubborn items, and adjust your strategy as needed.

Education & Rebuilding Support

We coach you on building good credit habits—like managing utilization, becoming an authorized user, and opening secure accounts.

Celebrate Your Progress

As your score improves, we help you prepare for what’s next—whether it’s buying a home, starting a business, or simply breathing easier.

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Happy Clients

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Credit Reports Repaired

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Years Experience

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Team Members

Karen R.
Karen R.

My credit score went from 540 to 710 in just four months. They guided me through every step—no stress, no confusion. Now I’ve been approved for the home loan I dreamed of

Marcus T. Ca
Marcus T. Ca

I was skeptical at first, but Jones Financials delivered. They removed outdated late payments and collections quickly and taught me how to build credit smartly. I feel confident and in control.

Sabrina L
Sabrina L

After struggling with student loan hits, Jones Financials Credit Services turned everything around. Within three months, my score was up 120 points!

Daniel S
Daniel S

Business owner

From our first call, they listened, cared, and took action. Now I’m rebuilding my business credit and personal score, thanks to their guidance.

Amanda T.
Amanda T.

Jones Financial helped me raise my credit score by over 120 points in less than 6 months. I went from being denied for basic loans to getting pre-approved for a mortgage. Their team is honest, responsive, and really knows what they’re doing.

Tyrone B.
Tyrone B.

I didn’t think business credit was possible for someone like me with a new LLC, but Jones Financial walked me through everything step by step. Now I have multiple vendor accounts and am on my way to scaling my business.

 Angela R
Angela R

Business owner

Jones Financial completely changed my financial future. My credit score jumped over 100 points in less than 3 months! I finally got approved for a home loan.

David M
David M

Business owner

Professional, reliable, and results-driven. They explained every step of the credit repair process and followed through. I highly recommend them!

TESTIMONIALS

What Our Clients Says

Our clients appreciate our dedication and the tangible results we deliver.

Our Partner

YOU DESERVE A FRESH START

Let’s Rebuild Your Credit Together

Life happens — but bad credit doesn’t have to follow you forever. At Jones Financials Credit, we help everyday people bounce back, take control, and step into a brighter financial future.

Credit Report Analysis

We review your report line-by-line to identify errors and negative items holding you back.

Dispute & Removal

We challenge inaccurate, outdated, or unverifiable items with the bureaus and creditors.

Credit Building Strategies

We coach you on smart steps to rebuild your score — like secure credit cards, authorized user strategies, and payment habits.

Education & Rebuilding Support

We believe knowledge is power. You’ll get personal guidance on budgeting, debt management, and credit use.

COMPANY'S VISION

Leading The Best Tax Advisor Team.

At Jones Credit Services, we’ve walked with people just like you; navigating credit challenges and celebrating real wins.
Let us help you take that first step. Sign up below for a FREE credit consultation — no pressure, just real support.

The duration varies depending on individual circumstances, but we aim to deliver noticeable improvements as swiftly as possible.

What We Can Help RemoveLate PaymentsCharge-offsCollectionsRepossessionsForeclosuresMedical BillsEvictionsBankruptciesStudent Loan Derogatories Identity Theft Entries

The Financial Freedom Without Boundaries

At Jones Financial Credit Services, we specialize in restoring, rebuilding, and raising your credit score. Our mission is to guide you back to creditworthiness, empowering you to achieve your financial goals.

Get Started Today

Ready to take control of your financial future? Contact us at 1-209-289-0808 or fill out our Credit Repair Inquiry Form to begin your journey toward credit restoration.

OUR BLOG

Credit Clarity by Jones FinancialsHelping You Make Informed Financial Decisions, One Post at a Time

We believe that informed clients make empowered financial moves. Our blog provides tips, industry updates, and practical advice to help you take control of your credit and build lasting financial wellness.

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YOUR CREDIT STORY ISN'T OVER!!!

Everyone deserves a second chance. Whether you’re rebuilding, starting fresh, or just need a little guidance

Let’s Rewrite It Together

Sign up below for a FREE credit consultation